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Why Are Active Safety Technologies Increasing Car Insurance Rates?
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Why Are Active Safety Technologies Increasing Car Insurance Rates?

Why Are Active Safety Technologies Increasing Car Insurance Rates?

The latest safety technologies are helping to not only reduce the number of car accidents on the road, but reducing the seriousness of injuries when accidents do occur. It would seem obvious that car insurance rates should go down as a result, but increasingly we are finding the opposite to be true.

Why? Keep reading to find out. If you have been in an accident, have suffered an injury, and someone else was at least partially at fault for your accident, contact The Law Offices of Larry H. Parker at 800-333-0000 for a free legal consultation with an experienced attorney.

The Answer is Simple: They Are Expensive Systems

The fact of the matter is that this new technology is expensive to repair. Consider that typical safety features in 2020 vehicles include forward collisions warning cameras that sensor the road ahead of your vehicle and alert the driver to dangerous objects in its path, automatic emergency braking that applies the brakes and alerts the driver when an object is detected, and lane departure warning systems that read the road and alert the driver when they are crossing a lane marker without a turn signal on.

These are great systems when your only goal is to save lives but they have another impact to: They are expensive to replace after an accident occurs. Even a minor accident with no injuries can damage wiring, sensors, and cameras – all of which will likely need to be replaced. As a result, insurance companies are starting to price policies accordingly.

What Does This Mean for People Who Are Injured in Car Accidents?

If you are injured in a car accident and your vehicle is not totaled, you may require more in damages than you would have with a vehicle from a previous year. These are relatively new safety features, which means that not all insurance companies and/or the mechanics they work with are going to realize the true cost of replacing and/or repairing these safety systems.

This is why you need an attorney who stays up to date on the latest in not just accidents and injuries, but safety features, makes and models of vehicles, and recall information. If you work with us, we will ensure that the true cost of repair or replacement is reflected in our demand and taken into consideration in any settlement we suggest.

Call Today for a Free Legal Consultation

Are you ready to find out more about what your options are? Then we urge you to contact The Law Offices of Larry H. Parker at 800-333-0000 to request a free legal consultation. We can carefully assess your needs, the accident, and the damage done to provide legal advice on how you can proceed.

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