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The Basics of a Personal Injury Case: Do You Know What Steps Are Involved?
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The Basics of a Personal Injury Case: Do You Know What Steps Are Involved?

The Basics of a Personal Injury Case: Do You Know What Steps Are Involved?

In an ideal world, you could call an insurance company and have them pay a fair amount when their insured is at blame for an accident injury. This isn't the how the system works. If you believe you know a lot about the California personal injury claim process, take this quiz to see how well you know it. For a free legal consultation, call The Law Offices of Larry H. Parker at 800-333-0000 if you have been injured in an accident.

Information gathering

The gathering of information is the initial phase in the procedure. Get copies of your medical records, police reports, witness statements, lost pay evidence, and everything else you can think of. It's a good idea to hold off on filing your claim until you know the entire amount of your injuries, since you won't be able to file another case if more damages become apparent later.

For example, if you experience a catastrophic accident like a traumatic brain injury, it may take a year to determine the degree of your injuries. A personal injury action must be filed within two years in most circumstances. If at all feasible, file as soon as possible; but, if you have not yet fully healed as well as you will, it is generally best to wait. Your personal injury lawyer can provide you with specialized guidance on your case.

Demand Letters are sent out

You (or your attorney) will draft a demand letter to the at-fault party's insurance company once you have a solid sense of the entire scope of your damages. This letter will include the circumstances surrounding the accident, the reasons you feel you are entitled to compensation, and the amount of compensation you believe you are entitled to.

The demands must be backed up with facts and proof. To build the case, your attorney will include all relevant material. The more compelling the evidence in the demand letter, the more likely the at-insurance fault's company will provide a reasonable payment immediately.

Negotiation

The insurance company is unlikely to just accept a demand letter and pay the whole settlement amount. Instead, your lawyer will most likely have to bargain. They know when to hold firm and persuade the insurance company that they are entitled to more, when to bargain, and when to go to court. Remember that these cases are settled outside of court in more than 95% of the time.

Making a court appointment

We will, however, pursue your case to court if the insurance company refuses to give a reasonable settlement. If you're unsure about your legal choices, call The Law Offices of Larry H. Parker at 800-333-0000 for a free legal consultation from an experienced personal injury attorney.

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